Liveness Detection

Liveness detection is an AI-based technology that is designed to verify an individual remotely using their biometric traits, such as iris, skin texture, and the face in general, to confirm that the person is real and actually present during the selfie verification process. In other words, it detects fraudulent attempts to bypass the Know Your Customer (KYC) verification process, such as facial masks or spoofing, and automatically checks if the submitted identity data represents a real person. 

Some systems that use liveness detection prompt users to make extra movements, for example, asking them to blink or smile, as a way to take security measures even further. Various industries, not just banking, use liveness detection in their identity verification process. This includes the sharing mobility sector, cryptocurrency, iGaming, real estate, and other high-risk regulated industries that require the verification of new users at the account creation stage. Since liveness detection is seamless, it ensures a smooth process without adding unnecessary friction for the end-user.

Frequently asked questions

1

How Does Liveness Detection Work?

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Identity verification powered by liveness detection works like this:

  • The user is asked to take a selfie or record a video of their face.
  • The system captures their features and analyzes facial expressions and other biometrics. 
  • The user might be asked to follow specific instructions, such as move their face to a certain direction to confirm liveness.
  • AI analyzes the user and the captured data, such as how the light changes on their skin when they move.
  • The system flags the user if suspicious patterns, such as a static image, are detected. In this case, further manual review is needed or the user is asked to complete the verification again. 
  • If the user’s liveness check matches their biometric data with the provided ID document (since liveness technology is used during the selfie verification step of the KYC process, which is typically done after the document verification step), they are accepted and onboarded to the platform. 
2

What Kinds of Spoofing Tactics are Common During Liveness Checks?

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3

What is the Difference Between Active and Passive Liveness?

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4

What is Hybrid Liveness?

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5

How is Liveness Detection Used to Improve User Experience?

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6

What are the Key Benefits of Liveness Detection in Identity Verification?

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