Liveness detection is an AI-based technology that is designed to verify an individual remotely using their biometric traits, such as iris, skin texture, and the face in general, to confirm that the person is real and actually present during the selfie verification process. In other words, it detects fraudulent attempts to bypass the Know Your Customer (KYC) verification process, such as facial masks or spoofing, and automatically checks if the submitted identity data represents a real person.
Some systems that use liveness detection prompt users to make extra movements, for example, asking them to blink or smile, as a way to take security measures even further. Various industries, not just banking, use liveness detection in their identity verification process. This includes the sharing mobility sector, cryptocurrency, iGaming, real estate, and other high-risk regulated industries that require the verification of new users at the account creation stage. Since liveness detection is seamless, it ensures a smooth process without adding unnecessary friction for the end-user.