Identity Verification Powered by Smart-ID

Q: What is Smart-ID?

Smart-ID is a secure mobile-based digital identity and electronic signature solution used widely across Estonia, Latvia, and Lithuania. With over 3.75 million users, it provides LOA3-level identity assurance (the highest available under eIDAS) and is recognized as a qualified electronic signature method across the EU.

Q: How does iDenfy's Smart-ID verification work?

When a user selects Estonia, Latvia, or Lithuania during onboarding, iDenfy triggers the Smart-ID flow automatically. A push request is sent to the user’s Smart-ID app, they match a control code on screen, and confirm with PIN or biometrics. iDenfy then receives, cross-checks, and verifies their identity data in under 30 seconds.

Q: Is Smart-ID compliant with eIDAS and AML regulations?

Yes. Smart-ID operates at the Qualified certificate level, which is legally equivalent to a handwritten signature. Using the same iDenfy dashboard, you can manage extra AML screening (PEP and sanctions screening, adverse media screening, watchlist screening), risk-scoring workflows mixed with different KYC measures, including ongoing monitoring, on top of the Smart-ID verification for full compliance coverage.

Q: Which countries does Smart-ID cover?

Smart-ID issues certificates in Estonia, Latvia, and Lithuania. Users with valid Smart-ID credentials can authenticate from anywhere in the world. Through iDenfy’s eID series, you can also add coverage for Sweden (BankID), Denmark (MitID), Norway (BankID), and 10+ other EU digital ID service providers.

Q: What data does Smart-ID return to iDenfy?

Smart-ID returns a qualified authentication certificate containing the user’s given name, family name, date of birth (where available), nationality, personal identification code, and certificate level. iDenfy cross-checks this data against your risk rules before providing a final verification result.

Q: Which industries benefit most from Smart-ID verification?

Fintech, crypto, banking, iGaming, healthcare, and public sector services (among other less popular regulated industries) targeting Baltic or EU markets rely on Smart-ID to reduce onboarding friction, eliminate manual document upload steps, and ensure KYC/AML regulatory compliance at the highest identity assurance level.

Combine iDenfy’s leading KYC technology with the Smart‑ID two‑step PIN or biometric verification workflow. Automate user onboarding without complex implementation to deliver measurable ROI through 2x higher approvals and a simply faster eIDV process.

Try for free

Digital ID onboarding
eIDAS compliance
10+ EU eID providers available

A collage of images relating to identity verification powered by Smart-ID.

Trusted by over 1,000+ businesses

<30 seconds

Average onboarding time

+3.7 million

Active Smart-ID users

EU identity

Trusted & eIDAS-qualified

Smart-ID is the default digital identity verification measure across Lithuania, Latvia, and Estonia

A familiar feel and design

Verifies users through a trusted workflow, delivering a native, localized experience for users who already know how Smart-ID works.

A tool for conversion improvement

Cuts off the unnecessary steps, with the option to trigger the Smart-ID verification process based on the user’s selected country.

The fastest, multi-use onboarding

Adapts to any industry, as the Smart-ID workflow is popular in the Baltics for daily use in banking, government, or healthcare services.

How iDenfy benefits your eID workflow with Smart-ID

Government-approved identity verification

Smart-ID is legally recognized by the government and is supported by over 1,000 e-services, including the biggest banks in Northern Europe. iDenfy adds another layer of security and provides automated access to the Smart-ID network, verifying user credentials in a fast and familiar format.

Minimal manual effort for end-users

No-code KYC and AML workflow set up

An example of the iDenfy dashboard with identity verification statistics.

Improve the user journey with iDenfy’s Smart-ID integration, certified for the entire EU

Implement a single digital ID solution and scale faster

Easily ensure cross-border recognition using EU-wide eID coverage from iDenfy’s eID series. Implement Smart-ID verification to grow your audience in the Baltics using the number-one, official government-recognized ID verification method.

EU eIDV compliance
KYC-compliant data logs
Single dashboard for all workflows

Try for free

A phone screen showing a 4-digit code being entered for verification.

Make little tweaks with a big impact on fraud prevention

Analyze identity verification results and easily refine your fraud strategy. Trigger simpler, Smart-ID verification for low-risk users to improve conversions, while redirecting flagged users to a more complex onboarding. Re-verify existing clients on an ongoing basis without creating backlogs or increasing exposure to fraud.

Passive/Active liveness
Government ID verification
Account takeover prevention

Try for free

A collage of images with match sensitivity, screening settings, and a verification complete window.

Manage KYC and AML tasks without relying on multiple vendors

Use iDenfy’s fully automated RegTech toolkit to tick all KYC/AML-related boxes without a major time or engineering investment. Select a plan and use credits for additional automation, such as proof of address verification, PEP and sanctions checks, or adverse media screening, based on your specific use case.

Global AML screening
EU bank account verification
AI-powered risk assessment

Try for free

Example of the iDenfy dashboard with AML monitoring statistics.

Case studies

Get inspired by our customer success stories.

4.9 / 5

202 reviews

Know Your Business (KYB) AML Screening

40% saved time

on KYB-related tasks

See the results

Identity Verification AML Screening

87% KYC success rate,

exceeding iGaming’s average

See the results

Business Verification Identity Verification

91% of clients verified

first-time using customization

See the results

Identity Verification AML Screening

60 seconds

to complete KYC and payment processing

See the results

Identity Verification

95% reduction

in staff time, improving operations

See the results

Identity Verification AML Screening

89% increase

in verification pass-rates

See the results

Focused on easy integration

Seamlessly add ID verification via API, iFrame, or mobile SDKs. Get expert support for a smooth setup.

See all integrations

A list of companies iDenfy integrates well with for example WooCommerce, Magento, WordPress.com.

We are G2’s Top Pick

Being designed for everyone and engineered for all business needs allowed us to surpass competitors in the KYC/AML field.

Talk to us

G2 grid chart showing iDenfy in the lead.

Find out more on our blogs

See all blog posts

Read blog post

See all blog posts

Frequently asked questions

What is Smart-ID?

Smart-ID is a secure mobile-based digital identity and electronic signature solution used widely across Estonia, Latvia, and Lithuania. With over 3.75 million users, it provides LOA3-level identity assurance (the highest available under eIDAS) and is recognized as a qualified electronic signature method across the EU.

How does iDenfy's Smart-ID verification work?

Is Smart-ID compliant with eIDAS and AML regulations?

Which countries does Smart-ID cover?

What data does Smart-ID return to iDenfy?

Which industries benefit most from Smart-ID verification?

Replace document scanning with trusted Smart-ID verification

Let users confirm their identity through a secure PIN or biometric flow they already use daily for banking and government services. Reduce friction and automate onboarding with minimal manual effort.

Talk to us